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Mortgage Documents Required by Some Banks for the
Pre-qualification Process

Before you set out to purchase a home, it is first necessary to determine how much home you can afford. The information listed below gives you an idea what a lender may require when they qualify you to see how much you can afford for a loan and to apply for a mortgage.
 
  1. Employment History (2 Years)
  2. Self-Employed – Tax returns (2 Years) Personal and Business {All pages}
  3. Prior Year W2 Forms
  4. Current Pay Stub(s)
  5. Residence History (2 Years)
  6. Bank Accounts (2 Most Recent Statements)
  7. Monthly Debt Information
  8. Divorce Decree (If applicable)
  9. Lease/Rental Agreements (If Applicable)
  10. Mortgage and Account Numbers
  11. Current Title Policy, Warranty Deed & Survey (If Refinance)
  12. Insurance Binder (If Refinance)
Depending on which lender you choose, the list may vary and additional proof may be required.
All information is deemed to be accurate; however not guaranteed.